Policy, Legal & Regulations
This pillar focuses on macro-level interventions, to provide an enabling regulatory environment, working primarily with the Ministry of Finance, Planning and Economic Development (MoFED), the Bank of Uganda (BoU), the Insurance Regulatory Authority (IRA), regulated financial institutions and financial services apex institutions such as the Uganda Bankers Association and Uganda Insurers Association.

FSD Uganda has been able to engage with a number of government agencies in the regulatory space, as well as joining a number of continuing efforts with partners to create an enabling environment to enhance access to financial services.

So far, FSD Uganda has:
  • Contributed to influence the eventual enactment of the Financial Institutions Amendments Act 2016.
  • Participated in stakeholder engagements that drafted the Tier 4 legislation, which has now become law.
  • Joined the Inter-Institutional Committee on Financial Inclusion (IICFI) which, as a first step, is overseeing development of a National Financial Inclusion Strategy.
  • Produced a study on the collateral registry with recommendations now taken up by IFC and Uganda Registration Services Bureau (URSB).
  • Funded AMFIU to run the Quarterly Industry Information Exchange meetings, which promote learning and knowledge sharing on financial inclusion.
  • Funded a trip to officials of the Ministry of Justice and Uganda Registration Services Bureau for a bench marking study of the Chattels Registry in Ghana.


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